Mon. Jan 19th, 2026
Course Content
Economic & Social Issues (ESI)
Study Material for NABARD Prelims - Economic & Social Issues (ESI) (Focus on Rural India) Nature of the Indian Economy Inflation Poverty Alleviation & Employment Generation Population Trends Rural Banking & Financial Institutions Globalization Social Structure in India Education & Social Justice Positive Discrimination for the Underprivileged
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Agriculture & Rural Development (focus on Rural India) (ARD)
Agriculture: Agronomy, Cropping Systems, Seed Production, Meteorology, Soil Conservation, Water Resources, Farm Engineering, Plantation & Horticulture, Animal Husbandry, Fisheries, Forestry, Agriculture Extensions, Ecology & Climate Change Rural Development: Concepts, Rural Development Programs, Panchayati Raj Institutions, Rural Credit, SHGs, NGOs.
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NABARD – Prelims – Study Material

Rural Development Programmes

  1. Rural Development Programmes – Meaning
    These are government-initiated schemes aimed at improving rural livelihoods and infrastructure.
  2. Objectives of Rural Development Programmes
    They focus on poverty alleviation, employment generation, and inclusive growth.
  3. Integrated Rural Development Programme (IRDP)
    IRDP aimed at providing income-generating assets to rural poor households.
  4. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
    MGNREGA provides at least 100 days of wage employment to rural households.
  5. Objectives of MGNREGA
    It ensures livelihood security and the creation of durable rural assets.
  6. Pradhan Mantri Gram Sadak Yojana (PMGSY)
    PMGSY improves rural connectivity through all-weather roads.
  7. Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
    PMAY-G provides affordable housing to rural poor families.
  8. National Rural Livelihoods Mission (NRLM)
    NRLM promotes self-employment and organisation of rural poor into SHGs.
  9. Deen Dayal Antyodaya Yojana (DAY-NRLM)
    It focuses on financial inclusion and livelihood enhancement.
  10. National Social Assistance Programme (NSAP)
    NSAP provides social security to the elderly, widows, and the disabled.
  11. Swachh Bharat Mission – Gramin
    This mission aims to achieve open defecation-free rural areas.
  12. National Rural Health Mission (NRHM)
    NRHM improves healthcare delivery in rural areas.
  13. National Education Programmes
    Education schemes aim to improve literacy and school enrollment.
  14. Watershed Development Programmes
    These programmes conserve soil and water in rainfed areas.
  15. Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
    PMKSY focuses on efficient water use and irrigation coverage.
  16. Rural Drinking Water Programme
    Ensures safe drinking water supply to rural households.
  17. Digital India Initiatives in Rural Areas
    Digital initiatives enhance service delivery and connectivity.
  18. Skill Development Programmes
    Skill programmes improve the employability of rural youth.
  19. Role of Panchayats in Programmes
    Panchayats implement and monitor development schemes.
  20. Target Group Approach
    Programmes focus on women, SCs, STs, and other vulnerable groups.
  21. Convergence of Programmes
    Convergence improves the efficiency and impact of schemes.
  22. Monitoring and Evaluation
    Regular monitoring ensures accountability and effectiveness.
  23. Challenges in Implementation
    Delays and leakages affect programme outcomes.
  24. Role of NGOs
    NGOs support awareness, implementation, and capacity building.
  25. Rural Development Programmes and NABARD
    NABARD facilitates credit support and programme implementation.