Wed. Feb 11th, 2026
Course Content
Economic & Social Issues (ESI)
Study Material for NABARD Prelims - Economic & Social Issues (ESI) (Focus on Rural India) Nature of the Indian Economy Inflation Poverty Alleviation & Employment Generation Population Trends Rural Banking & Financial Institutions Globalization Social Structure in India Education & Social Justice Positive Discrimination for the Underprivileged
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Agriculture & Rural Development (focus on Rural India) (ARD)
Agriculture: Agronomy, Cropping Systems, Seed Production, Meteorology, Soil Conservation, Water Resources, Farm Engineering, Plantation & Horticulture, Animal Husbandry, Fisheries, Forestry, Agriculture Extensions, Ecology & Climate Change Rural Development: Concepts, Rural Development Programs, Panchayati Raj Institutions, Rural Credit, SHGs, NGOs.
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NABARD – Prelims – Study Material

Positive Discrimination for the Underprivileged

  1. Meaning of Positive Discrimination – Providing special advantages to disadvantaged groups. Ensures equality of opportunity.
  2. Reservation System – SC, ST, and OBC groups get reservations in jobs and education. Reduces historical injustice.
  3. Article 15 & 16 Provisions – The Constitution allows special provisions for backward classes. Supports social justice.
  4. SC/ST Sub-Plan – Allocates funds for targeted development. Reduces socio-economic gaps.
  5. Educational Scholarships – Promote higher studies among underprivileged groups. Encourage completion of education.
  6. Hostel Facilities – The Government provides hostels for SC/ST/OBC students. Helps them access education.
  7. Fee Reimbursements – Financial support reduces dropouts. Ensures equal access.
  8. Minority Welfare Schemes – Support Muslim, Sikh, Christian, and other minorities. Focus on education and livelihood.
  9. Women-Centric Schemes – Promote safety, education, and employment for women. Reduce gender gaps.
  10. Skill Development for the Underprivileged – Training improves job opportunities. Helps reduce poverty.
  11. Livelihood Missions – SHGs empower women financially. Promote economic independence.
  12. Land Redistribution – Some states distribute land to landless groups. Increases livelihood security.
  13. Credit Support – Subsidised loans help start small businesses. Promotes entrepreneurship.
  14. Health & Nutrition Schemes – Target poor households. Improve life quality.
  15. Housing Assistance – PMAY provides houses to underprivileged families. Strengthens social security.
  16. Food Security Measures – NFSA ensures cheap food grains for the poor. Prevents hunger and malnutrition.
  17. Legal Protection Laws – SC/ST Prevention of Atrocities Act safeguards vulnerable groups. Ensures justice.
  18. Economic Upliftment Programs – Aim to reduce income inequality. Encourage sustainable livelihood.
  19. MSME Support – Helps disadvantaged entrepreneurs start ventures. Provides credit guarantees.
  20. Job Reservation in Promotions – Available for SC/ST in some services. Strengthens representation.
  21. Inclusive Development Policies – Ensure no group is left behind. Focus on an equal share in growth.
  22. Affordable Health Insurance – Schemes like Ayushman Bharat help poor families. Reduce medical burden.
  23. Educational Quotas in Private Institutions – Ensures access to top institutions. Promotes equality.
  24. Community Development Programs – Improve living conditions in backward areas. Focus on infrastructure and social services.
  25. Social Awareness Campaigns – Promote equality and rights. Help reduce discrimination.