Wed. Feb 11th, 2026
Course Content
Economic & Social Issues (ESI)
Study Material for NABARD Prelims - Economic & Social Issues (ESI) (Focus on Rural India) Nature of the Indian Economy Inflation Poverty Alleviation & Employment Generation Population Trends Rural Banking & Financial Institutions Globalization Social Structure in India Education & Social Justice Positive Discrimination for the Underprivileged
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Agriculture & Rural Development (focus on Rural India) (ARD)
Agriculture: Agronomy, Cropping Systems, Seed Production, Meteorology, Soil Conservation, Water Resources, Farm Engineering, Plantation & Horticulture, Animal Husbandry, Fisheries, Forestry, Agriculture Extensions, Ecology & Climate Change Rural Development: Concepts, Rural Development Programs, Panchayati Raj Institutions, Rural Credit, SHGs, NGOs.
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NABARD – Prelims – Study Material

Rural Development – Concepts

  1. Rural Development – Meaning
    Rural development refers to the process of improving the quality of life and economic well-being of people in rural areas.
  2. Objectives of Rural Development
    The main objectives are poverty reduction, employment generation, and inclusive growth.
  3. Multi-Dimensional Nature
    Rural development includes economic, social, institutional, and environmental dimensions.
  4. Rural Economy
    The rural economy is primarily based on agriculture, allied activities, and rural industries.
  5. Poverty in Rural Areas
    Rural poverty arises due to low income, unemployment, and lack of access to resources.
  6. Unemployment and Underemployment
    Seasonal and disguised unemployment are common challenges in rural areas.
  7. Rural Infrastructure
    Infrastructure such as roads, electricity, irrigation, and storage supports rural growth.
  8. Human Resource Development
    Education, health, and skill development improve productivity and livelihoods.
  9. Inclusive Growth
    Inclusive growth ensures the participation of all sections of rural society.
  10. Sustainable Rural Development
    Sustainability balances economic growth with environmental protection.
  11. Rural Industrialization
    Rural industries create non-farm employment opportunities.
  12. Role of Agriculture in Rural Development
    Agriculture provides a livelihood to a large rural population.
  13. Diversification of Rural Economy
    Diversification reduces dependence on agriculture and stabilises income.
  14. Role of Institutions
    Institutions support planning, implementation, and monitoring of rural programs.
  15. Community Participation
    People’s participation ensures effectiveness and ownership of development programs.
  16. Decentralized Planning
    Decentralisation empowers local bodies to plan development activities.
  17. Role of Technology
    Technology improves productivity, connectivity, and service delivery.
  18. Social Development
    Social development focuses on health, education, and gender equality.
  19. Gender and Rural Development
    Empowering women improves household and community outcomes.
  20. Migration and Rural Development
    Lack of opportunities leads to rural-urban migration.
  21. Balanced Regional Development
    Balanced development reduces regional disparities.
  22. Measurement of Rural Development
    Indicators include income, employment, literacy, and health.
  23. Challenges in Rural Development
    Poor infrastructure and limited resources hinder progress.
  24. Role of Government
    The government formulates policies and implements development programs.
  25. Rural Development and NABARD
    NABARD plays a key role in financing and promoting rural development initiatives.