Wed. Feb 11th, 2026
Course Content
Economic & Social Issues (ESI)
Study Material for NABARD Prelims - Economic & Social Issues (ESI) (Focus on Rural India) Nature of the Indian Economy Inflation Poverty Alleviation & Employment Generation Population Trends Rural Banking & Financial Institutions Globalization Social Structure in India Education & Social Justice Positive Discrimination for the Underprivileged
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Agriculture & Rural Development (focus on Rural India) (ARD)
Agriculture: Agronomy, Cropping Systems, Seed Production, Meteorology, Soil Conservation, Water Resources, Farm Engineering, Plantation & Horticulture, Animal Husbandry, Fisheries, Forestry, Agriculture Extensions, Ecology & Climate Change Rural Development: Concepts, Rural Development Programs, Panchayati Raj Institutions, Rural Credit, SHGs, NGOs.
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NABARD – Prelims – Study Material

Non-Governmental Organisations (NGOs)

  1. NGO – Definition
    NGOs are voluntary, non-profit organisations that work to improve social and economic conditions in rural areas.
  2. Objectives of NGOs
    Objectives include poverty alleviation, empowerment, education, health, and sustainable development.
  3. Role in Rural Development
    NGOs complement government efforts by implementing development programs at the grassroots level.
  4. Community Mobilization
    NGOs mobilise rural communities to participate in development activities.
  5. Capacity Building
    Training programs enhance skills, knowledge, and entrepreneurship in rural populations.
  6. SHG Promotion
    NGOs facilitate the formation, management, and capacity building of Self Help Groups.
  7. Microfinance Support
    NGOs provide micro-credit and link beneficiaries to banks and financial institutions.
  8. Livelihood Promotion
    NGOs promote income-generating activities like agriculture, dairy, and handicrafts.
  9. Health Interventions
    NGOs run programs on maternal and child health, sanitation, and disease prevention.
  10. Education Initiatives
    NGOs improve literacy, vocational training, and school enrollment in rural areas.
  11. Environment and Natural Resource Management
    NGOs promote watershed development, afforestation, and sustainable practices.
  12. Gender Empowerment
    NGOs encourage women’s participation in decision-making and economic activities.
  13. Child Welfare
    Programs include nutrition, education, and protection from exploitation.
  14. Rural Infrastructure Development
    NGOs contribute to building schools, community centres, and water supply systems.
  15. Advocacy and Awareness
    NGOs create awareness on rights, government schemes, and social issues.
  16. Partnership with Government
    NGOs implement and monitor government schemes for efficiency and outreach.
  17. Disaster Management
    NGOs play a role in relief, rehabilitation, and capacity building during natural disasters.
  18. Monitoring and Evaluation
    NGOs assess project outcomes and ensure accountability.
  19. Funding Sources
    NGOs receive funds from the government, donors, CSR, and self-generated income.
  20. Challenges Faced by NGOs
    Challenges include limited resources, accountability issues, and sustainability.
  21. Impact on Rural Communities
    NGOs improve the livelihood, education, health, and empowerment of rural populations.
  22. Innovations by NGOs
    Use of digital tools, mobile apps, and participatory approaches enhances effectiveness.
  23. Role in Financial Inclusion
    NGOs link rural populations to banks, microfinance, and insurance services.
  24. Policy Influence
    NGOs advocate for pro-poor policies and rural development reforms.
  25. NGOs and NABARD
    NABARD collaborates with NGOs to implement SHG programs, capacity building, and rural livelihood projects.